Douglas Lakefront Home with Dock Rights, Studio Apartment & No HOA

One-level 3BR/2BA lakefront home on Douglas Lake with split-bedroom layout, open great room, gas fireplace, and updated HVAC (2024) & dishwasher (2025). Includes laundry/pantry room, utility room, and a 3-car detached garage with full bath and natural gas heat. Upstairs 600 sq ft studio apartment offers flexible use as office or guest space. Sits on a 0.86-acre point lot at the end of a cul-de-sac with TVA dockable shoreline—existing dock needs repair. Large storage building included. No HOA and short-term rentals not allowed. Peaceful, full-time or vacation-ready East TN living.